{"id":3595,"date":"2022-12-13T17:18:40","date_gmt":"2022-12-13T17:18:40","guid":{"rendered":"https:\/\/wp-dev.zanderins.com\/?p=3595"},"modified":"2025-04-04T00:22:55","modified_gmt":"2025-04-04T00:22:55","slug":"do-you-recommend-mortgage-life-insurance","status":"publish","type":"post","link":"https:\/\/wp-dev.zanderins.com\/2022\/12\/13\/do-you-recommend-mortgage-life-insurance\/","title":{"rendered":"Do You Recommend Mortgage Life Insurance?"},"content":{"rendered":"

\"\"<\/p>\n

No. These policies provide a death benefit equal to the amount of your mortgage in the event of your death. Mortgage life policies typically start out with premiums equal to or higher than level term life insurance policies. Each year the mortgage life plan is in force, the amount of coverage goes down as the amount of your mortgage goes down – but your premium stays the same. In essence, your policy loses value through the years. The premium and death benefit on a level term life insurance policy<\/a>, however, remain the same for the entirety of the policy, thereby representing a much better value.<\/p>\n","protected":false},"excerpt":{"rendered":"

No. These policies provide a death benefit equal to the amount of your mortgage in the event of your death. Mortgage life policies typically start out with premiums equal to or higher than level term life insurance policies. Each year the mortgage life plan is in force, the amount of coverage goes down as the […]<\/p>\n","protected":false},"author":5,"featured_media":3520,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-3595","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-term-life"],"better_featured_image":{"id":3520,"alt_text":"","caption":"","description":"","media_type":"image","media_details":{"width":740,"height":411,"file":"Do-You-Recommend-Mortgage-Life-Insurance.png","sizes":{"medium":{"file":"Do-You-Recommend-Mortgage-Life-Insurance-300x167.png","width":300,"height":167,"mime-type":"image\/png","filesize":71886,"source_url":"https:\/\/static.zanderins.com\/wp-content\/uploads\/2024\/11\/27181628\/Do-You-Recommend-Mortgage-Life-Insurance-300x167.png"},"thumbnail":{"file":"Do-You-Recommend-Mortgage-Life-Insurance-150x150.png","width":150,"height":150,"mime-type":"image\/png","filesize":36050,"source_url":"https:\/\/static.zanderins.com\/wp-content\/uploads\/2024\/11\/27181628\/Do-You-Recommend-Mortgage-Life-Insurance-150x150.png"}},"image_meta":{"aperture":"0","credit":"","camera":"","caption":"","created_timestamp":"0","copyright":"","focal_length":"0","iso":"0","shutter_speed":"0","title":"","orientation":"0","keywords":[]}},"post":3517,"source_url":"https:\/\/static.zanderins.com\/wp-content\/uploads\/2024\/11\/27181628\/Do-You-Recommend-Mortgage-Life-Insurance.png"},"acf":[],"yoast_head":"\nDo You Recommend Mortgage Life Insurance? | Zander Insurance<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do You Recommend Mortgage Life Insurance? | Zander Insurance\" \/>\n<meta property=\"og:description\" content=\"No. These policies provide a death benefit equal to the amount of your mortgage in the event of your death. Mortgage life policies typically start out with premiums equal to or higher than level term life insurance policies. Each year the mortgage life plan is in force, the amount of coverage goes down as the […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wp-dev.zanderins.com\/2022\/12\/13\/do-you-recommend-mortgage-life-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Zander Insurance\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ZanderInsurance\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-13T17:18:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-04T00:22:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.zanderins.com\/wp-content\/uploads\/2024\/11\/27181628\/Do-You-Recommend-Mortgage-Life-Insurance.png\" \/>\n\t<meta property=\"og:image:width\" content=\"740\" \/>\n\t<meta property=\"og:image:height\" content=\"411\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Aynsley Broom\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@zanderinsurance\" \/>\n<meta name=\"twitter:site\" content=\"@zanderinsurance\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aynsley Broom\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wp-dev.zanderins.com\/2022\/12\/13\/do-you-recommend-mortgage-life-insurance\/\",\"url\":\"https:\/\/wp-dev.zanderins.com\/2022\/12\/13\/do-you-recommend-mortgage-life-insurance\/\",\"name\":\"Do You Recommend Mortgage Life Insurance? 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