{"id":2715,"date":"2022-04-26T20:17:02","date_gmt":"2022-04-26T20:17:02","guid":{"rendered":"https:\/\/wp-stg.zanderins.com\/?p=2715"},"modified":"2024-05-07T18:39:42","modified_gmt":"2024-05-07T18:39:42","slug":"when-should-i-consider-life-insurance","status":"publish","type":"post","link":"https:\/\/wp-dev.zanderins.com\/2022\/04\/26\/when-should-i-consider-life-insurance\/","title":{"rendered":"When Should I Consider Life Insurance?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-3122\" src=\"https:\/\/wp-stg.zanderins.com\/wp-content\/uploads\/4-3.png\" alt=\"\" width=\"1110\" height=\"411\" srcset=\"https:\/\/static.zanderins.com\/wp-content\/uploads\/2022\/05\/07183048\/4-3.png 1110w, https:\/\/static.zanderins.com\/wp-content\/uploads\/2022\/05\/07183048\/4-3-300x111.png 300w, https:\/\/static.zanderins.com\/wp-content\/uploads\/2022\/05\/07183048\/4-3-1024x379.png 1024w, https:\/\/static.zanderins.com\/wp-content\/uploads\/2022\/05\/07183048\/4-3-768x284.png 768w\" sizes=\"auto, (max-width: 1110px) 100vw, 1110px\" \/><\/p>\n<p><span style=\"font-size: 22px; line-height: 35px;\">Dave Ramsey considers term life insurance to be an immediate need, which is why you won\u2019t find it in the Baby Steps \u2013 it comes first! <\/span><\/p>\n<hr \/>\n<p>Dave\u2019s advice is simple: no matter where you are in your financial journey, if your death would cause financial hardship for your family then you need life insurance. The most crucial time to have <a href=\"https:\/\/www.zanderins.com\/term-life-insurance\/instant-quotes\">term life insurance<\/a> is when your family is in debt and has a lack of savings, as they would be less likely to continue their lifestyle if your income was gone. It is important to remember that as long as you are growing your savings and paying off your debts, you will need less insurance coverage as you get older.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dave Ramsey considers term life insurance to be an immediate need, which is why you won\u2019t find it in the Baby Steps \u2013 it comes first! Dave\u2019s advice is simple: no matter where you are in your financial journey, if your death would cause financial hardship for your family then you need life insurance. The [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3108,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-2715","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-term-life"],"better_featured_image":{"id":3108,"alt_text":"","caption":"","description":"","media_type":"image","media_details":{"width":740,"height":411,"file":"2-5.png","sizes":{"medium":{"file":"2-5-300x167.png","width":300,"height":167,"mime-type":"image\/png","filesize":91348,"source_url":"https:\/\/static.zanderins.com\/wp-content\/uploads\/2022\/05\/07182944\/2-5-300x167.png"},"thumbnail":{"file":"2-5-150x150.png","width":150,"height":150,"mime-type":"image\/png","filesize":42974,"source_url":"https:\/\/static.zanderins.com\/wp-content\/uploads\/2022\/05\/07182944\/2-5-150x150.png"}},"image_meta":{"aperture":"0","credit":"","camera":"","caption":"","created_timestamp":"0","copyright":"","focal_length":"0","iso":"0","shutter_speed":"0","title":"","orientation":"0","keywords":[]}},"post":2736,"source_url":"https:\/\/static.zanderins.com\/wp-content\/uploads\/2022\/05\/07182944\/2-5.png"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.8.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>When Should I Consider Life Insurance? 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